
Property: Is The Fuse Now Lit? Ep 431 / Nolan Matthias
The recent drop in the official cash rate (OCR) by 0.25% has sparked a flurry of speculation about the future of the property market. Those hanging on for dear life are desperate for good news and recency bias is at work here – many believe lower interest rates signal a return to the boom times. However high on hopium property hodlers are, reality is a bit more nuanced. Read more
Check out the Nolan Matthias YouTube channel
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NZ Under Surveillance plus AI enable devices from Samsung and HP
In this episode, host Paul Spain and guest Bill Bennett look into the rise of AI surveillance and its impact on New Zealand society. They discuss the impact of Huawei’s exit from the New Zealand telecommunications market and the implications of the deployment of AI cameras on New Zealand buses for road safety. Plus, hands on with AI tech: HP OmniBook, Samsung Z Fold and more.
The surveilled society: Who is watching you and how | RNZ News
Special thanks to our show partners: One NZ, 2degrees, Spark NZ, HP, and Gorilla Technology.

The REAL Values-Based Investment Strategy, Ep 430 / Hayden Brown
It’s not about the tools; it’s about the person using them. You’re the tool. What’s the point of obsessing over the best investments if you can’t handle it when things go wrong? Read more.
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Sign up to the KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!
Sign up to New Wealth Foundations here: Personal finance from a wealth-builder’s perspective.
Thanks to Easy Crypto, New Zealand’s most trusted crypto brand and what Darcy Ungaro uses.
Book in a free 15-min phone call with Darcy Ungaro (financial adviser)– click on this link.
Get Social
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Twitter: @UngaroDarcy
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I may receive a financial benefit if you click on these links.
Sharesight: (Get 5 months free)
Revolut: Sign up and get a $15 credit.
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!
Listen to NZ Everyday Investor Podcast:

Steven Moe, purpose-driven lawyer and quiet revolutionary
You might know Steven Moe as a lawyer for Christchurch based Parry Field, specialising in charities and the impact sector; or as the chair of Community Finance – an investor in community housing; or as the host of Seeds, a longstanding weekly podcast; or as the author of The Apple Tree, or as a mentor for Christchurch incubator Ministry of Awesome or a quietly spoken father and friend. However you know him, Steven’s seems to crop up everywhere there are sustainable causes or purpose-led businesses. Vincent chats to a quiet revolutionary at work.
Apple Tree Book https://theseeds.nz/books/the-apple-tree/
Seeds Podcast www.theseeds.nz
Legal opinion on impact investing https://www.parryfield.com/impact-investing-information-hub/
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The Power Of People’s Money, Ep 429 / Louise Macfarlane
As usual, there are only two types of people in the world.
1 – Those who blindly trust governments and most centralised systems: They find it easy to overlook the flaws in currency manipulated by interest rates and new supply injections from a centralised authority, like government and central banks.
2 – The ‘weirdos’ who ‘think differently’: They understand the importance of money created by the people, for the people. Read more.
SIGN UP TO THE BRAND NEW, FREE ONLINE COURSE / Crypto 101: Crypto With Confidence
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Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.
Sign up to the KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!
Sign up to New Wealth Foundations here: Personal finance from a wealth-builder’s perspective.
Thanks to Easy Crypto, New Zealand’s most trusted crypto brand and what Darcy Ungaro uses.
Book in a free 15-min phone call with Darcy Ungaro (financial adviser)– click on this link.
Get Social
TikTok: @theeverydayinvestor
Darcy Ungaro
Twitter: @UngaroDarcy
________________________
Affiliate Links!
I may receive a financial benefit if you click on these links.
Sharesight: (Get 5 months free)
Revolut: Sign up and get a $15 credit.
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!
Listen to NZ Everyday Investor Podcast:

Thinking Your Way To Riches, Ep 428 / Hayden Brown
I’ve observed many different drivers for wealth: some are running from poverty, others are driven by greed, seeking comfort, or fulfilling a purpose. “Some dance to remember, some dance to forget.”
The reasons we think the way we do, and the lives we end up living, can be a bit of a mystery. But the reality that our headspace affects our world isn’t anything new.
Read more.
Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.
_________________
Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.
Sign up to the KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!
Sign up to New Wealth Foundations here: Personal finance from a wealth-builder’s perspective.
Thanks to Easy Crypto, New Zealand’s most trusted crypto brand and what Darcy Ungaro uses.
Get Social
TikTok: @theeverydayinvestor
Darcy Ungaro
Twitter: @UngaroDarcy
________________________
Affiliate Links!
I may receive a financial benefit if you click on these links.
Sharesight: (Get 5 months free)
Revolut: Sign up, and get a $15 credit.
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!
Listen to NZ Everyday Investor Podcast:

Serge Van Dam – Tech Investment in New Zealand
Serge Van Dam is a renowned figure in New Zealand’s tech startup scene, with a diverse background in FinTech, PropertyTech, AI, and SaaS. Recognized as a fintech thought leader, Serge also invests in promising Kiwi software ventures, earning the Arch Angel Award for his substantial impact on the startup ecosystem.
In the episode, Serge shares his personal experiences, including start up challenges, corporate roles, and supporting NZ tech companies to build successful businesses.
Listen to the Podcast Here:
Gorilla Technology
Paul Spain – LinkedIn
Paul Spain – CEO, Business & Tech Commentator, Futurist
You can keep current with our latest NZ Business Podcast updates via Twitter @NZ_Business, the NZ Business Podcast website.

Self-Driving Cars, Ethical AI, and Voyager’s Cloud Evolution with Seeby Woodhouse
Join the conversation as host Paul Spain and Seeby Woodhouse (Voyager) explore NZ Post’s hydrogen-powered trucks, Trans-Tasman space research projects, the ethical implications of AI, Seeby’s intriguing 5-day experience with Tesla’s full self-driving capabilities on New Zealand roads, and the development of autonomous vehicles. Plus, a look at Voyager’s migration to OpenStack and the competitive cloud services landscape and more.
Special thanks to our show partners: One NZ, 2degrees, Spark NZ, HP, and Gorilla Technology.

The business of nature – Sam Rowland and Kirsty Brennan
What does ‘nature’ mean for business? How do companies incorporate nature dependency and nature opportunity into their strategy and action? And what is TNFD? Vincent was joined by two experts: Sam Rowland, the Programme Manager for Nature at the Sustainable Business Network and Kirsty Brennan, the Environmental and Sustainability Business Partner at the Lyttleton Port Company.
Listen to the Podcast Here:

CrowdStrike Outage Impact: Resilience and Recovery
Host Paul Spain is joined by advisor and consultant, Vincent Heeringa, as they examine the immediate aftereffects of the Crowdstrike crash, highlighting key organisational impacts and industry-wide responses. They provide a thorough analysis of investor reactions and the company’s recovery journey, along with discussions on the valuation challenges of cybersecurity firms, data sovereignty’s cultural relevance, and advancements in smart eyewear computing.
Special thanks to our show partners: One NZ, 2degrees, Spark NZ, HP, and Gorilla Technology.

NZ Super Fund: Performance, Strategy, and Bitcoin? Ep 427 / Rishab Sethi
The New Zealand government invests through the NZ Super Fund to ensure it can maintain Superannuation payments over the long term. By using a growth style fund consisting of 80% growth assets, and 20% income assets, they aim to grow a pot of money as large as they can to assist with the government’s future obligations. Despite debates about eligibility age of government super, income-testing, contribution pauses, and investment strategies, the NZ Super Fund has been performing well since inception, and so I wanted to learn more. I also wanted to know if they would be the first sovereign wealth fund to acquire Bitcoin.
Learn more about the NZ Super Fund
_________________
Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.
Sign up to the KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!
Sign up to New Wealth Foundations here: Personal finance from a wealth-builder’s perspective.
Thanks to Easy Crypto, New Zealand’s most trusted crypto brand and what Darcy Ungaro uses.
Get Social
TikTok: @theeverydayinvestor
Darcy Ungaro
Twitter: @UngaroDarcy
________________________
Affiliate Links!
I may receive a financial benefit if you click on these links.
Sharesight: (Get 5 months free)
Revolut: Sign up, and get a $15 credit.
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!
Listen to NZ Everyday Investor Podcast:

CertNZ and NCSC: Strengthening New Zealand’s Cybersecurity
Tune in to Paul Spain and Tom Roberts, the team lead for threat and incident response at CERT New Zealand, which is merged with NCSC (National Cyber Security Centre). Tom highlights the increasing complexity of cybersecurity threats in New Zealand and reveals an in-depth description of the cybersecurity challenges and the government’s involvement in New Zealand’s cybersecurity landscape. The discussion covers:
- The importance of reporting cybersecurity incidents
- Reporting for policymakers and cybersecurity ecosystem
- Raising awareness and contributing to New Zealand’s cyber resilience
- Highlighting the significance of international collaboration in the cyber domain
- Pacific resilience and engagement
- Person-to-person connections in cybersecurity
Special thanks to our show partners: One NZ, 2degrees, Spark NZ, HP, and Gorilla Technology.