
Volatility Is NOT Risk, Ep 458 Darcy Ungaro
No one wants to be blamed if you lose money. The backside-covering of risk ‘disclosures’ shifts the focus to side effects rather than the cure, ironically nudging some investors to treat investing like a game of chance instead of a disciplined, long-term pursuit. Read more.
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Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.
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Affiliate Links*!
The Bitcoin Adviser: Plan for intergenerational digital wealth.
Hatch: For US markets.
Sharesies: For local, and international markets.
Easy Crypto: To buy and sell digital assets.
Sharesight: For tracking and reporting on your portfolio
Exodus: Get rewards on your first $2,500 of swaps
Revolut: For a new type of banking.
*Some links create a financial benefit.
Online courses:
The Home Buyers Blueprint: Get a better home; Get a better mortgage.
The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!
New Wealth Foundations: Personal finance from a wealth-builder’s perspective.
Get Social:
Check out the most watched/downloaded episodes here
Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.
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Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
________________________
Listen to NZ Everyday Investor Podcast:

Greenwash v Greenhush – Rebecca Styles and Fiona Stephenson
How do you promote sustainability effectively? Do you sugarcoat the bad news? Or scare them with the facts? When does green marketing become greenwashing or the reverse, greenhushing? The way we talk about sustainability can make a massive difference in its adoption. Especially in this febrile atmosphere of anti-woke, techbro, climate-denying toxicity. To get some insight on how to hold our tongues better, Vincent was joined by Rebecca Styles, who leads the investigations team at Consumer NZ and Fiona Stephenson, who leads comms at the Sustainable Business Network – both of whom are speaking at the Communicating Sustainability Masterclass in March 2025.
Listen to the Podcast Here:

From Wrong, To Rich. Ep 457 Rowan Simpson
Rowan Simpson has been and continues to be instrumental in the success of several high-growth technology businesses in NZ, including Trade Me, Xero, and Vend.
Book in a free 15-min phone call with Darcy Ungaro (financial adviser).
Sign up to the fortnightly newsletter!
Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.
Affiliate Links*!
The Bitcoin Adviser: Plan for intergenerational digital wealth.
Hatch: For US markets.
Sharesies: For local, and international markets.
Easy Crypto: To buy and sell digital assets.
Sharesight: For tracking and reporting on your portfolio
Exodus: Get rewards on your first $2,500 of swaps
Revolut: For a new type of banking.
*Some links create a financial benefit.
Online courses:
The Home Buyers Blueprint: Get a better home; Get a better mortgage.
The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!
New Wealth Foundations: Personal finance from a wealth-builder’s perspective.
Take the free, 5-part online course Crypto 101: Crypto with Confidence
Get Social:
Check out the most watched/downloaded episodes here
Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.
________________________
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
________________________
Listen to NZ Everyday Investor Podcast:

Sir John Key – Former Prime Minister and Business Leader
Hear from Sir John Key, former Prime Minister of New Zealand, as he shares his journey from humble beginnings to national leadership. Key discusses his upbringing, his tenacity and strategic mindset in the world of currency trading, and the pivotal moments that led him to a career in politics. Key shares insights into his time as Prime Minister, the importance of surrounding oneself with talented people, and his post-political ventures into technology and innovation.
Whether you’re interested in business, politics, or personal success, this episode offers valuable takeaways and an intriguing glimpse into the life and career of one of New Zealand’s prominent figures.
Listen to the Podcast Here:
Gorilla Technology
Paul Spain – LinkedIn
Paul Spain – CEO, Business & Tech Commentator, Futurist
You can keep current with our latest NZ Business Podcast updates via Twitter @NZ_Business, the NZ Business Podcast website.

Elon’s bid for OpenAI, 5G Breakthroughs and Quantum Leaps
Join host Paul Spain and Finn Hogan (Caffeine Daily & DigPR) as they explore tech news and insights including:
- Tū Ātea’s plan to launch NZ’s first commercial Private 5G network at Wellington port
- Ivo’s Legal tech startup US success
- Wakapuāwai fund boost to digitise mental health resources
- New Zealand’s Emission targets
- Musk’s bid for OpenAI
- Google’s ambitious quantum computing timeline
Plus, a look at HP Omnibook Ultra Flip laptop and more!
Special thanks to our show partners: One NZ, 2degrees, Spark NZ, HP, and Gorilla Technology.

How WE Become The Bank, Ep 456 Lightning Pay NZ
Special thanks to Dr. Simon Collins, Brandon Bucher, and Rob Clarkson. They are all co-founders of Web3NZ’s 2024 Startup of the Year Lightning Pay NZ. They’re working to disrupt, or even destroy, traditional payments, and I’m curious as to how that’s going to work. Read more.
Book in a free 15-min phone call with Darcy Ungaro (financial adviser).
Sign up to the fortnightly newsletter!
Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.
Affiliate Links*!
The Bitcoin Adviser: Plan for intergenerational digital wealth.
Hatch: For US markets.
Sharesies: For local, and international markets.
Easy Crypto: To buy and sell digital assets.
Sharesight: For tracking and reporting on your portfolio
Exodus: Get rewards on your first $2,500 of swaps
Revolut: For a new type of banking.
*Some links create a financial benefit.
Online courses:
The Home Buyers Blueprint: Get a better home; Get a better mortgage.
The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!
New Wealth Foundations: Personal finance from a wealth-builder’s perspective.
Take the free, 5-part online course Crypto 101: Crypto with Confidence
Get Social:
Check out the most watched/downloaded episodes here
Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.
________________________
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
________________________
Listen to NZ Everyday Investor Podcast:

A Climate Contribution that contributes very little – Marc Daalder, Newsroom

What does Callaghan Innovation’s end mean + AI vs AI
Listen in as Paul Spain and Brett Roberts (Creative CAM), dive into the world of Tech developments and governmental innovations. This episode covers pivotal topics such as AI safety guidelines for NZ government agencies, the implications of quantum computing in New Zealand, and the fascinating use of AI in pest control. Brett also shares insights on the long reaching impact of Callaghan Innovation and the government’s decision to disestablish it. Tune in for an engaging discussion packed with the latest tech news, insights.
Special thanks to our show partners: One NZ, 2degrees, Spark NZ, HP, and Gorilla Technology.

Credit Crisis in 2025, Ep 455 Alasdair Macleod
In WW2 we discovered if you control the world, you get to control the money. In 1971 we learnt that that as long as the majority had a fear of violence, that was a good enough anchor for money, and gold wasn’t required. In 2008 we discovered the kind of bubbles fiat thinking like that could create – but we kept going. In 2020, a critical majority spotted the pattern – the cheaper the money gets, the more our investments rise. More people than ever are started to notice how What happens in the world, happens with our money. Read more
I haven’t heard many people tie a bow in a range of topics from the history of money to central banking to geo-politics like today’s guest, Alasdair Macleod.
Book in a free 15-min phone call with Darcy Ungaro (financial adviser).
Sign up to the fortnightly newsletter!
Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.
Affiliate Links*!
The Bitcoin Adviser: Plan for intergenerational digital wealth.
Hatch: For US markets.
Sharesies: For local, and international markets.
Easy Crypto: To buy and sell digital assets.
Sharesight: For tracking and reporting on your portfolio
Exodus: Get rewards on your first $2,500 of swaps
Revolut: For a new type of banking.
*Some links create a financial benefit.
Online courses:
The Home Buyers Blueprint: Get a better home; Get a better mortgage.
The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!
New Wealth Foundations: Personal finance from a wealth-builder’s perspective.
Take the free, 5-part online course Crypto 101: Crypto with Confidence
Get Social:
Check out the most watched/downloaded episodes here
Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.
________________________
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
________________________
Listen to NZ Everyday Investor Podcast:

DeepSeek dangers and Crytpo Violence with Darcy Ungaro
Host Paul Spain is joined by financial advisor Darcy Ungaro (Ungaro & Co.), as they explore the latest tech news, and take a closer look at the cryptocurrency landscape. Darcy shares insights from his experience as a financial advisor and discusses the balance between being your own bank and the risks involved with cryptocurrency. The conversation also covers crypto firm Ledger co-founder survives kidnapping, the emergence of open-source AI platform DeepSeek, making waves as a potential game-changer in the AI landscape but are there hidden dangers? Plus, we also delve into future of TikTok, Open AI’s Stargate Project and Trump’s pardoning of Silk Road’s creator Ross Ulbrich.
Special thanks to our show partners: One NZ, 2degrees, Spark NZ, HP, and Gorilla Technology.

NZ Property: Is 2025 The Year of The Rebound? Ep 454 Sarah Wood
Book in a free 15-min phone call with Darcy Ungaro (financial adviser).
Sign up to the fortnightly newsletter!
New Wealth Foundations: Personal finance from a wealth-builder’s perspective.
______________________
Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.
Affiliate Links*!
The Bitcoin Adviser: Plan for intergenerational digital wealth.
Hatch: For US markets.
Sharesies: For local, and international markets.
Easy Crypto: To buy and sell digital assets.
Sharesight: For tracking and reporting on your portfolio
Exodus: Get rewards on your first $2,500 of swaps
Revolut: For a new type of banking.
*Some links create a financial benefit.
Online courses:
The Home Buyers Blueprint: Get a better home; Get a better mortgage.
The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!
Take the free, 5-part online course Crypto 101: Crypto with Confidence
Get Social:
Check out the most watched/downloaded episodes here
Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.
________________________
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
________________________
Listen to NZ Everyday Investor Podcast:

A better economic model – Ganesh Nana, former Productivity Commissioner
As New Zealanders struggle with the worst recession in 34 years, a group of economists have warned that the government’s austerity programme is making it worse. One of those critics is Dr Ganesh Nana, former Productivity Commissioner and Chief Economist and Research Director at BERL, Business and Economic Research Limited. Ganesh is a regular advisor to industry and government and was part of the government’s Welfare Expert Advisory Group. He’s a cricket fan, numbers guy and has a passion for seeing Aotearoa New Zealand reach its full potential in all aspects, social, environmental and economic. Ganesh’s concerns about our approach to managing the economy is incredibly timely.
Vincent recorded this interview largely during an event at the Sustainable Business Network late last year.
Listen to the Podcast Here: