
The Bitcoin ETF Ep 395 / Konrad Hurren
A 1-10% allocation towards bitcoin may improve performance of an overall portfolio, without an out-sized increase in volatility. Read more here
US M2 FRED – https://fred.stlouisfed.org/series/WM2NS
Yield curve FRED – https://fred.stlouisfed.org/series/T10Y2Y
How to take self custody step by step article written by kiwis for kiwis – https://kiwibitcoinguide.org/articles-and-guides/how-to-set-up-a-bitcoin-wallet-and-buy-your-first-bitcoin-for-beginners/
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Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!
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Inflation and Interest Rates to Fall in 2024, Ep 394
Interest rates may be Higher for longer, or we may transition into an age of abundance. In the meantime though lower interest rates for 2024 is likely what we’re getting. The US Fed Indicated this late last year, and the RBNZ will likely follow suit– we’ll know in a couple weeks.
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Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.
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Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!
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New Zealand’s Path to AI Victory in 2024
Join host Paul Spain (Gorilla Technology), David McDonald (BeingAI) and Justin Flitter (NewZealand.AI), for a great discussion on maximising the impact of Artificial Intelligence in New Zealand for 2024. They look at the evolving user experience, the potential for New Zealand to lead in AI innovation, education, and the need for informed decision-making in adopting AI technology.
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Why Use A Reverse Mortgage? Ep 393 Keira Billot
How do we solve the equity rich, cash poor dilemma? Option one involves selling the home and downgrading in price to release a pile of cash to live off of. Option two, which is the subject of today, involves taking out a reverse mortgage.
Today I’m talking with a Keira Billot, General manager of retail banking at Heartland Bank.
Keen to find out more about reverse mortgages for your situation? Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.
Check out the episode done with the other reverse mortgage provider in New Zealand here.
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Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.
Sign up to the KiwiSaver Millionaire Roadmap: This one’s free!
Sign up to New Wealth Foundations here: Personal finance from a wealth-builder’s perspective.
Thanks to Easy Crypto, New Zealand’s most trusted crypto brand and what Darcy Ungaro uses.
Get Social
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Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!
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Future of Food 03: Riches in niches. How well is the New Zealand food sector innovating to meet global demand?
An explosion in the number of small food brands in the last 20 years hints at where New Zealand’s future food opportunities exist: in global niches. New Zealand’s strength in co-ops and single-desk trading gave this tiny country global clout in commodities. But with consumer demand fracturing along almost individual lines – and combined with ever-improving innovation and rapid manufacturing – can we rely on our historic strengths to flourish? Are we investing in the right skills and products to dominate the niches?
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Property & Interest Rates in 2024 / Sharon Zollner, Ep 392
Sharon Zollner became the Chief Economist with ANZ in late 2017. She started her career as a macroeconomist at the Reserve Bank of New Zealand in 1998, and has also worked at the Central Bank of Norway. Sharon created the Truckometer in 2012, which is an indicator that can be helpful in painting a picture of true economic activity within the country.
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Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.
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Thanks to Easy Crypto, New Zealand’s most trusted crypto brand and what Darcy Ungaro uses.
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Get Social
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Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!
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Faith ‘n Money: Jesus & Bitcoin / Ep 391 Alin Armstrong
Our political worldview, our childhood, and our Instagram and LinkedIn feeds can often make it hard to see things as they really are.
Ps Alin Armstrong, aka Pastor Coin on X, is my guest today – Be it bitcoin or Jesus, if you’re unsure, do your own research on both.
I trust many of you will enjoy this one today – so let’s get started. Oh, and Merry Christmas everyone! Read More.
If you’d like to purchase Ps Alin’s book btw, you can find it here: The Bible and Bitcoin: Amazon.com
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Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.
Sign up to the KiwiSaver Millionaire Roadmap: This one’s free!
Sign up to New Wealth Foundations here: Personal finance from a wealth-builder’s perspective.
Thanks to Easy Crypto, New Zealand’s most trusted crypto brand and what Darcy Ungaro uses.
Book in a free 15-min phone call with Darcy Ungaro (financial adviser)– click on this link.
Get Social
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________________________
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I may receive a financial benefit if you click on these links.
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Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!
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Copping flak: Rod Oram at COP28
The United Nations Climate Change Conference (COP28) closed last week with a notable first: an agreement to transition away from fossil fuels. Not quite the phase out most countries had wanted, and reflective perhaps of the influence of petrostates, including the host Dubai. Indeed, the chair is a head of an oil company, and the next COP is due to be held in Azerbaijan, another petrostate and much under the thumb of Russia.
Is COP a swizz? Can it be trusted to restrict the rise in global temperatures to 1.5 degrees?
Rod Oram was there reporting for Newsroom. Vincent spoke to him after the event.
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Peter Schiff: Why Gold Matters So Much Now. Ep 390
There are some who believe that under a gold-backed currency, governments would have to earn money, just like the rest of us do. That means they’d have to learn fast how to be efficient with how they spend, and bring in revenue. To create genuine reform in our government and to pretty much eradicate poverty in the long term, we need to limit the role of government.
Here’s the short view of this worldview – if we can fix the money, we fix the world. Read More
Watch YouTube Video as mentioned by Peter in the show.
Special shout out to GOLDIE, for for fractionalised real world asset exposure, like physical gold!*
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Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.
Sign up to the KiwiSaver Millionaire Roadmap: This one’s free!
Sign up to New Wealth Foundations here: Personal finance from a wealth-builder’s perspective.
Thanks to Easy Crypto, New Zealand’s most trusted crypto brand and what Darcy Ungaro uses.
Book in a free 15-min phone call with Darcy Ungaro (financial adviser)– click on this link.
Get Social
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Twitter: @UngaroDarcy
________________________
Affiliate Links!
I may receive a financial benefit if you click on these links.
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Revolut: Sign up, and get a $15 credit.
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!
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Scope 4 and the new reporting – Dr Jodi York, Climate VC Fund, Kilara Capital
Heard of Scope 4? Us neither. If you thought Scope 3 emissions are hard to count and reduce then Scope 4 lifts the ambition yet again. Scope 4 or so-called avoided emissions ask businesses to create products that replace dirty ones and thereby avoid emissions – think renewables replacing gas or bioplastic replacing PETs. To explain Scope 4, Vincent spoke with Dr Jodi York the chair of the impact committee for the Climate Venture Capital Fund and the head of impact at Melbourne-based Kilara Capital.
Declaration of interest : Vincent works for the Climate VC Fund. It has just published its first annual report and impact reports.
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Electric Wealth & The Physics of Money, Ep 389 Jeff Nijsse
Orange-pilled Canadians like hash rates, donuts, and occasionally loud shirts. Today, we’re learning where digital money comes from, and how to literally create wealth the digital world. Read more.
Read the Fidelity report here.
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Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.
Sign up to the KiwiSaver Millionaire Roadmap: This one’s free!
Sign up to New Wealth Foundations here: Personal finance from a wealth-builder’s perspective.
Thanks to Easy Crypto, New Zealand’s most trusted crypto brand and what Darcy Ungaro uses.
Book in a free 15-min phone call with Darcy Ungaro (financial adviser)– click on this link.
Get Social
TikTok: @theeverydayinvestor
Darcy Ungaro
Twitter: @UngaroDarcy
________________________
Affiliate Links!
I may receive a financial benefit if you click on these links.
Sharesight: (Get 5 months free)
Revolut: Sign up, and get a $15 credit.
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!
Listen to NZ Everyday Investor Podcast:

The Kiwi Company taking the pain out of Climate Disclosure – Dougal Watt, ClimateTracker
Climate-related disclosures are on their way. Auckland-based ClimateTracker has cloud-based software that eases the compliance overhead and makes sense of the data. Co-founder and data architecture heavyweight Dougal Watt backgrounds the new era of climate disclosure and tells Ross Inglis it’s as much about opportunity as it is about risk.
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