
Leap Year glitches, Apple EV scrapped, AI Quirks and more
In this Tech News edition host Paul Spain is joined Darcy Ungaro (Ungaro & Co.) as they explore some of the latest happenings including:
- Leap year glitch breaks NZ pay-at-the pumps
- Gemini AI’s inaccuracies
- Amazon’s Auckland building delayed
- Spark’s new AI training programme
- State-sponsored hacking
- Apple scraps EV car
- Latest M3 MacBook Air and how MacBooks are beating Windows best laptops
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Clive Thompson: How to Invest Through a Currency Reset, Ep 406
Check out YouTube Version Here.
Clive Thompson is a retired private banker and wealth manager, now living on the shores of Lake Geneva, Switzerland, after a career spanning 47 years.
Book in a free 15-min phone call with Darcy Ungaro (financial adviser)– click on this link.
_________________
Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.
Sign up to the KiwiSaver Millionaire Roadmap: This one’s free!
Sign up to New Wealth Foundations here: Personal finance from a wealth-builder’s perspective.
Thanks to Easy Crypto, New Zealand’s most trusted crypto brand and what Darcy Ungaro uses.
Get Social
TikTok: @theeverydayinvestor
Darcy Ungaro
Twitter: @UngaroDarcy
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I may receive a financial benefit if you click on these links.
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Revolut: Sign up, and get a $15 credit.
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!
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Sam Wood – How a non-geek built a tech enabled health and fitness empire
Join Paul Spain as he sits down with Sam Wood for an insightful conversation about fitness, technology, and entrepreneurship! Sam shares his journey of building 28 By Sam Wood, an online fitness and nutrition program, and how technology has played a pivotal role in the success of the business.
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Bridget Jackson: When it Ends in Divorce, Ep 405
When you borrow money, own a home, have kids, or even just enjoy the same group of friends, often your connection to it is via a partnership. You’re jointly and severally entangled into all you know, love, and value.
If it all falls apart, wouldn’t it be good to know the art in how you build back up again? Read More
Bridget Jackson is a divorce coach and she heads up Equal Exes.
_________________
Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.
Sign up to the KiwiSaver Millionaire Roadmap: This one’s free!
Sign up to New Wealth Foundations here: Personal finance from a wealth-builder’s perspective.
Thanks to Easy Crypto, New Zealand’s most trusted crypto brand and what Darcy Ungaro uses.
Book in a free 15-min phone call with Darcy Ungaro (financial adviser)– click on this link.
Get Social
TikTok: @theeverydayinvestor
Darcy Ungaro
Twitter: @UngaroDarcy
________________________
Affiliate Links!
I may receive a financial benefit if you click on these links.
Sharesight: (Get 5 months free)
Revolut: Sign up, and get a $15 credit.
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!
Listen to NZ Everyday Investor Podcast:

How to change carbon behaviour, big time – Ben Gleisner, Cogo
The conscious consumer movement has an impact but it’s still small – a minority of people choose to change their behaviour. Imagine if you could make your carbon footprint your bank’s problem. Imagine these large institutions, with millions of customers and insights into their spending, worry about their customers’ carbon footprint. That’s the genius of new carbon disclosure laws – banks, insurances companies, airlines and other large companies must now report not only on their own footprints but their customers’ too – so-called Scope 3 emissions. And someone needs to help them do that counting.
Enter Cogo, formerly a personal carbon footprint app, now being deployed by banks across Australia, NZ and the UK. Ben Gleisner, founder and entrepreneur joins Vincent to explain what’s going on with Cogo.
Listen to the Podcast Here:

Charlie Meaden: The Evolution of Online Investing Ep 404
Traditional Web2 finance will make progress, but eventually, Web3 will meet it in the middle.
Ready to build wealth for the future – keep an open mind.
Follow me Twitter: @UngaroDarcy
Follow Charlie Twitter: @CyborgCharlie
_________________
Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.
Sign up to the KiwiSaver Millionaire Roadmap: This one’s free!
Sign up to New Wealth Foundations here: Personal finance from a wealth-builder’s perspective.
Thanks to Easy Crypto, New Zealand’s most trusted crypto brand and what Darcy Ungaro uses.
Book in a free 15-min phone call with Darcy Ungaro (financial adviser)– click on this link.
Get Social
TikTok: @theeverydayinvestor
Darcy Ungaro
Twitter: @UngaroDarcy
________________________
Affiliate Links!
I may receive a financial benefit if you click on these links.
Sharesight: (Get 5 months free)
Revolut: Sign up, and get a $15 credit.
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!
Listen to NZ Everyday Investor Podcast:

A Nyriad of Lessons from Alex St John
Alex St. John brought the Silicon Valley startup mindset to the small town of Cambridge, New Zealand. Listen in as host Paul Spain walks through Alex’s fascinating backstory, his achievements facilitating a multibillion dollar change in Microsoft’s gaming trajectory with Direct X, through his New Zealand story with Nyriad (sadly, now being liquidated) – and onto the current with PlayCast in this NZ Tech Podcast special episode.
This episode shares thought provoking or possibly offensive perspectives – depending on where you stand on aspects of Silicon Valley startup culture.
Also covered are many aspects of Alex’s career which spans over three decades and several continents.
This episode is one of a number of upcoming episodes that delves deeper into the past, present and future of the New Zealand tech community – and should not be missed – whether the listener is a startup founder, an investor, government official or tech person looking to support the growth of New Zealand tech startups.
Listen to NZ Tech Podcast:
One NZ ,HP ,Spark NZ ,2degrees ,Gorilla Technology

Electric Ferries, Smart Chargers and Load Management with Peter Allington (Singer Electric)
Host Paul Spain dives into the world of electric charging systems with Peter Allington (Singer Electric). Together they explore the global push for standardized EV charging, the challenges of load management, and the exponential growth of electric vehicles in New Zealand. From electrifying Auckland ferries to the complexities of infrastructure upgrades, this episode provides an insightful look at the future of powering transportation and the technology driving it.
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DTI’s, CPI’s, Mortgage Rates & Property / Kelly Eckhold
To choose the best time to lock in your mortgage rate, you need to get three things right:
How much will rates change?
Which direction will rates go,
and when will the rates change.
It may seem like a lot of work, but think of the potential reward – if you timed it right at the bottom of the interest rate cycle, you would still be paying less than 3% with almost two years to go. Read more here.
_________________
Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.
Sign up to the KiwiSaver Millionaire Roadmap: This one’s free!
Sign up to New Wealth Foundations here: Personal finance from a wealth-builder’s perspective.
Thanks to Easy Crypto, New Zealand’s most trusted crypto brand and what Darcy Ungaro uses.
Book in a free 15-min phone call with Darcy Ungaro (financial adviser)– click on this link.
Get Social
TikTok: @theeverydayinvestor
Darcy Ungaro
Twitter: @UngaroDarcy
________________________
Affiliate Links!
I may receive a financial benefit if you click on these links.
Sharesight: (Get 5 months free)
Revolut: Sign up, and get a $15 credit.
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!
Listen to NZ Everyday Investor Podcast:

Tech and AI in Education with Julie McMahon (Grok Academy)
On this episode Paul Spain is joined by Julie McMahon (Grok Academy) as they discuss the impact of technology and artificial intelligence in education for 2024. They look at digital learning pathways, The role of AI, and the challenges teachers face. Julie also shares insights into the mission of Grok Academy to provide free digital technologies education in Australia and New Zealand, and bring digital technologies education to all.
Additional teacher support resource: AI 101 for Teachers | Code.org
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DTI’s and the Property Floor for ’24, Ep 396 / Kelvin Davidson
Optimism is returning to the market as interest rate drops may be on the horizon. The bottom may be in – it’s early days and we’re not out of the woods yet, but those thinking of selling this year, or buying, should pay attention to the pieces falling into place.
_________________
Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.
Sign up to the KiwiSaver Millionaire Roadmap: This one’s free!
Sign up to New Wealth Foundations here: Personal finance from a wealth-builder’s perspective.
Thanks to Easy Crypto, New Zealand’s most trusted crypto brand and what Darcy Ungaro uses.
Book in a free 15-min phone call with Darcy Ungaro (financial adviser)– click on this link.
Get Social
TikTok: @theeverydayinvestor
Darcy Ungaro
Twitter: @UngaroDarcy
________________________
Affiliate Links!
I may receive a financial benefit if you click on these links.
Sharesight: (Get 5 months free)
Revolut: Sign up, and get a $15 credit.
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!
Listen to NZ Everyday Investor Podcast:

Exploring TradeWindow’s Digital Trade Journey – with AJ Smith and Mitchell Pham
In this episode, host Paul Spain is joined by TradeWindow CEO/Founder AJ Smith and CDO Mitchell Pham, as they delve into the world of tech and trade.
They discuss the challenges and successes of Trade Window, explore the process of digitalizing trade, and the resilience required for success in difficult times. Join the conversation as they talk about raising capital, AI integration, and the powerful role of trust in reshaping the flow of global goods.
Listen to NZ Tech Podcast: