AI vs Cyber Risk – Stephen Phillips (CISO, Gorilla Technology)
Paul Spain speaks with Stephen Phillips, Chief Technology Officer and Chief Information Security Officer at Gorilla Technology, about the risks facing New Zealand organisations, from identity theft and convincing phishing messages to deepfakes and vulnerabilities in software.
Stephen shares lessons from telecommunications, banking and cloud technology. He explains why every organisation needs to understand its risk appetite, prioritise resilience and recovery and protect identities. They also discuss how smaller businesses can access effective security protections without the budgets of large enterprises, and why security awareness, careful technology selection and regular testing matter more than ever.
Special thanks to our show partners One New Zealand, Outrun Global and Gorilla Technology.
Listen to the Podcast Here:
Paul Spain – LinkedIn
Paul Spain – CEO, Business & Tech Commentator, Futurist
You can keep current with our latest NZ Business Podcast updates via the NZ Business Podcast website.
Dominic Frisby / Sound Money vs Fiat Delusion Ep 541
Dominic Frisby: comedian, author, and one of the sharpest voices on gold, Bitcoin, and government money. His main argument is that CPI figures have created a mass delusion effect, which hides the fact most Western countries have been in recession for years.
Note: Views expressed in this one may trigger Keynesian belief systems and left-wing ideologies. Sorry about that.
Book in a free 15-min phone call with Darcy Ungaro (financial adviser).
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Thank You
Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?”. Check out Swyftx.
Affiliate Links!
The Bitcoin Adviser: Plan for intergenerational digital wealth.
Hatch: For US markets.
Revolut: For a new type of banking.
Sharesies: For local, and international markets.
Loan My Coins: Bitcoin lending product.
Exodus: Get rewards on your first $2,500 of swaps
Get Social:
Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn, or subscribe on Substack.
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Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
________________________
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What does an economist actually do, and what can economics tell us about climate change?
In this episode of This Climate Business, Vicktoria Blake talks with Shamubeel Eaqub, Chief Economist at Simplicity, about how economists make sense of the world and why climate change is increasingly an economic issue, not just an environmental one.
From inflation and investment to insurance, agriculture and infrastructure, Shamubeel explains how climate risks are likely to shape New Zealand’s economy in the decades ahead. The conversation also explores how Simplicity approaches responsible investing, whether financial markets are properly pricing climate risk, and where the biggest opportunities may lie in the transition to a low-emissions future.
Francisco Colombo / How To Seize Control Of The Money, Ep 540
In Argentina, currency collapse forced people to understand money. In New Zealand, we’re too comfortable to ask where inflation comes from. In this episode, Francisco Colombo from Bitcoin Journey joins me to unpack how Bitcoin is being used in Queenstown’s Bitcoin Basin: not as a speculative bet, but as a real, working alternative to cash. We cover self-custody, why Bitcoin passes (or fails) the classic tests of money, how New Zealand’s tax treatment shapes everyday use, and why this is ultimately about self-sovereignty, not “number go up.”
If you’re Bitcoin-curious but haven’t done the research yet, come along this week in Auckland to get some free education.
Book in a free 15-min phone call with Darcy Ungaro (financial adviser).
Sign up to the fortnightly newsletter!
Thank You
Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?”. Check out Swyftx.
Affiliate Links!
The Bitcoin Adviser: Plan for intergenerational digital wealth.
Hatch: For US markets.
Revolut: For a new type of banking.
Sharesies: For local, and international markets.
Loan My Coins: Bitcoin lending product.
Exodus: Get rewards on your first $2,500 of swaps
Get Social:
Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn, or subscribe on Substack.
________________________
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
________________________
Listen to NZ Everyday Investor Podcast:
The Sustainable Last Mile: Liam Harrison, Pedals Couriers
Jarrod Kerr / “It’s Too Soon For 2.75%” Ep 539
The Reserve Bank of NZ has hiked the OCR (official cash rate) twice off the lows and says the recovery has “most likely resumed but remains uneven.” Headline inflation is 4.1% because of fuel, but if you take that out, you’re at 2.9% (inside the target band). I think the question is simple: can the Kiwi economy handle the hikes, or do we get a forced cut and a longer grind? My guest is Jarrod Kerr, chief economist at Kiwibank.
Book in a free 15-min phone call with Darcy Ungaro (financial adviser).
Sign up to the fortnightly newsletter!
Thank You
Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?”. Check out Swyftx.
Affiliate Links!
The Bitcoin Adviser: Plan for intergenerational digital wealth.
Hatch: For US markets.
Revolut: For a new type of banking.
Sharesies: For local, and international markets.
Loan My Coins: Bitcoin lending product.
Exodus: Get rewards on your first $2,500 of swaps
Get Social:
Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn, or subscribe on Substack.
________________________
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
________________________
Listen to NZ Everyday Investor Podcast:
Lachlan Nixon: Motion Capital (Venture Capitalist)
Host Paul Spain speaks with Lachlan Nixon, founder and managing partner of Motion Capital, a New Zealand venture capital fund focused on climate tech. Lachlan explains why New Zealand’s climate tech sector is gaining momentum. He shares lessons from funding startups, taking products global, validating customer demand early, and managing the high-risk maths of venture capital, including Motion Capital’s 15-company portfolio strategy and standout investments.
Special thanks to our show partners: One New Zealand, Outrun Global and Gorilla Technology
Special thanks to our show partners One New Zealand, Outrun Global and Gorilla Technology.
Listen to the Podcast Here:
Paul Spain – LinkedIn
Paul Spain – CEO, Business & Tech Commentator, Futurist
You can keep current with our latest NZ Business Podcast updates via the NZ Business Podcast website.
Royce McKean – Tiki Wine
Royce McKean of Tiki Wine in North Canterbury’s Waipara chats with us about buying an 800-acre sheep farm (plus a neighbouring 100 acres) in 2004, planting vines in 2005-06, and starting as a contract grower before releasing Tiki’s first wine – a 2009 single-vineyard Sauvignon Blanc – then expanding into Pinot Gris, Chardonnay and Pinot Noir plus others.
Royce describes relying on experienced viticulture support including Dr Dave Jordan, the challenge of launching a new brand during the post-2008 oversupply, and the origin of Tiki, Maui, Waiata and Koro brand names.
He shares highlights including making wines for his parents, and announces Tiki’s approval for regenerative certification by A Greener World, while discussing wider regenerative goals via the Regenerative Viticulture Foundation. He closes by sharing why he’d choose Woody Harrelson as his dream wine companion.
www.instagram.com/nzwinepodcast
Music track featured on this podcast: ‘Here He Was’ – courtesy of Brent Page. Dog Squad Music
Listen to the Podcast Here:
David Seymour / 1 Year Bright Line For Digital Assets? Ep 538
Everyday investors will have access to 24/7 share trading in the form of tokenised securities, but there’s a problem.
NZ rules are built for a paper-era and no one wants to stick their neck out. Deputy Prime Minister and ACT leader David Seymour talked to me last Friday about their new proposal: A one-year bright-line test on digital-asset gains.
Will this unlock NZ’s digital economy? It might.
Learn how to take greater control of your KiwiSaver: Book in a 15 min phone call with Darcy Ungaro (financial adviser).
Sign up to the fortnightly newsletter!
Thank You
Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?”. Check out Swyftx.
Affiliate Links!
The Bitcoin Adviser: Plan for intergenerational digital wealth.
Hatch: For US markets.
Revolut: For a new type of banking.
Sharesies: For local, and international markets.
Loan My Coins: Bitcoin lending product.
Exodus: Get rewards on your first $2,500 of swaps
Get Social:
Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn, or subscribe on Substack.
________________________
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
________________________
Listen to NZ Everyday Investor Podcast:
Kate Meyer: Making Environmental Impact Visible
What if products carried environmental labels as familiar and useful as nutrition facts?
Dr. Kate Meyer, Founder and CEO of the Planetary Accounting Network, believes better information can lead to better decisions. Through Planetary Facts, she and her team are developing a framework that helps businesses and consumers understand the environmental impacts of products beyond greenhouse gas emissions, including effects on water, land and biodiversity, and place those impacts in the context of the planet’s ecological limits.
In this episode, Kate explains the concept of Planetary Accounting, the thinking behind the new Planetary Facts Dashboard, and why measuring environmental performance in a broader way could change how products are designed, marketed and purchased. The conversation explores transparency, consumer choice, and what it will take to make planetary health visible in everyday decision-making.
Tim Doyle / The IRD & What Defines A ‘Taxable Event’? Ep 537
Check out my Substack here.
Tim Doyle, crypto currency tax expert joins me on this one to talk about a recent case where a client of his posted Bitcoin as collateral to take out a fiat currency loan. The idea is to borrow cash, without ever selling Bitcoin, much in the same way you might top up your mortgage to free up cash without having to sell your home.
But Inland Revenue’s response was to classify the posting of collateral as a disposal – Which means it’s a taxable event. What’s the big deal? If the world is heading more digital (and it is), then will other types of borrowing potentially trigger tax obligations too?
Book in a free 15-min phone call with Darcy Ungaro (financial adviser).
Sign up to the fortnightly newsletter!
Thank You
Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?”. Check out Swyftx.
Affiliate Links!
The Bitcoin Adviser: Plan for intergenerational digital wealth.
Hatch: For US markets.
Revolut: For a new type of banking.
Sharesies: For local, and international markets.
Loan My Coins: Bitcoin lending product.
Exodus: Get rewards on your first $2,500 of swaps
Get Social:
Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn, or subscribe on Substack.
________________________
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
________________________
Listen to NZ Everyday Investor Podcast:
