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Andrew Malcom is my host today in the first episode for 2022

You can check out the good work of Mortgage HQ here, and check them out on YouTube also.


2021 showed us the extent that government and central banks around the globe are willing to go to, to maintain the integrity of the status quo – 2022 will bring more consequences of this approach I think. In 2021, we saw how the beneficiaries of loose monetary policy – property owners specifically, were turned against, as if they themselves were responsible for the cheap and abundant credit and rising inequality the reserve bank and government created. In 2022, you’ll see the new enemy is now medium sized business owners – who, in the midst of inflation we haven’t seen in decades, rush to increase prices yet resist requested pay increases from employees. Let’s be clear though – when you hear about this – it’s just inflation – and it comes about when there’s too much money chasing too few goods and services – it’s not caused by greedy business owners. Economics will yield to politics for only so long but For the benefit of all NZ we need to defend the pillars of the economy because in 2022, they’ll come under attack again, and sadly the attack will come from those with no skin in the game, and zero accountability.

The good news though, – the scarier things get out there, the better it is for those who run against the tide – those who bet against the herd. When there’s greed, be fearful, when there’s fear, be bold – there may be further subtle shades of this phrase revealed in 2022 – But There’s a strategy here for the everyday investor like you and me.


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