
Will more oil and gas lower energy costs? Christina Hood and David Hall
In late August the wholesale energy price spiked as high as $1000 mwh (megawatt hour) as the country felt the effects of a dry winter – when the hydro lakes aren’t replenished by ice melt and rain. The spike has added woes to an already woeful economy and at least one factory – Winstone Pulp International – announced closure.
In response, the government announced a suite of actions, including construction of a new liquefied natural gas (LNG) import terminal, a review into the energy market. This comes on top of reversing the ban on oil and gas exploration. Fossil fuels come back all is forgiven! But do we need to more gas and oil? Could renewables fix the dry winter problem? And just how did we get into this mess?
Vincent interviews energy expert Dr Christina Hood and Dr David Hall, a contributor to Rewiring Aotearoa.
Listen to the Podcast Here:

High Flying Wi-Fi, Scooter Bans and Private Spacewalks
Listen in as Paul Spain joins Barry Dowdeswell (Otago Polytechnic) as they dive into this week’s Tech news, plus, a look at the new iPhone16 and GoPro’s Hero 13’s latest innovations and the vital role of experiential learning at Otago Polytechnic’s Auckland International Campus and more.
Tech news from the week including:
- Scooter bans in Wellington
- Tax exempts for Kiwi tech startups
- Privacy concerns with IRD data sharing
- United Airlines and Starlink partnership
- Polaris Dawn Mission’s first privately funded spacewalk
Special thanks to our show partners: One NZ, 2degrees, Spark NZ, HP, and Gorilla Technology.

Financial Adviser: The Inside Story, Ep 435 / Tony Walker
A cynical take on the financial services industry is understandable. There’s nothing like an obvious financial benefit in the form of a commission or fee based on volume to put into question their motivation. Read more
Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.
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Online courses:
The Home Buyers Blueprint: Get a better home; Get a better mortgage.
The KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!
New Wealth Foundations: Personal finance from a wealth-builder’s perspective.
Take the free, 5-part online course Crypto 101: Crypto with Confidence (In partnership with Easy Crypto)
Get Social
Check out the most watched/downloaded episodes here
Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.
Learn more about Ungaro & Co Financial Advice: www.ungaro.co.nz
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I may receive a financial benefit if you click on these links.
Sharesight: (Get 5 months free)
Revolut: Sign up and get a $15 credit.
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
Listen to NZ Everyday Investor Podcast:

An App for the Forgetful Business – Ben Redwood, Mutu
If you think you’re forgetful, spare a thought for New Zealand businesses. Mutu, a Kiwi start-up, says they routinely forget assets they bought and never used – up to five million tons of them annually.
Mutu’s resource-sharing app does the remembering for them and adds up the cash and carbon savings they make by using stuff they already own..
Mutu | the #1 Resource Sharing tool in Australasia
Listen to the Podcast Here:

Don’t Invest ‘Just Because’, Ep 434 / Royden Shotter
Paradoxically, the pursuit of pleasure or chasing comfort can itself provide a type of meaning, though deep down, we know we’re not meant for perpetual ease. Investing, even when not strictly necessary, can be about creating a meaningful struggle, and finding purpose by placing your resource at risk. On the other hand, too much action without a chance of ever ‘arriving’ is equally dangerous.
______________________
Online courses:
The Home Buyers Blueprint: Get a better home; Get a better mortgage.
The KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!
New Wealth Foundations: Personal finance from a wealth-builder’s perspective.
Take the free, 5-part online course Crypto 101: Crypto with Confidence (In partnership with Easy Crypto)
Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.
Get Social
Check out the most watched/downloaded episodes here
Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.
Learn more about Ungaro & Co Financial Advice: www.ungaro.co.nz
________________________
Affiliate Links!
I may receive a financial benefit if you click on these links.
Sharesight: (Get 5 months free)
Revolut: Sign up and get a $15 credit.
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!
Listen to NZ Everyday Investor Podcast:

Staring into the Abyss – James Hughes, Tonkin + Taylor
James Hughes looks into the future and tells New Zealand’s councils just how bad life could get as a result of climate change. James, technical director for climate and resilience for engineering consultancy Tonkin + Taylor, performs climate risk assessments. You could call it staring into the abyss; he tells Ross Inglis it’s often the starting point for difficult conversations about the impacts of global warming.
Listen to the Podcast Here:

Digital Banks vs Incumbents + Governments vs Social Media
Join host Paul Spain and Sulabh Sharma, Co-Founder at Debut NZ, as they explore the dynamic world of fintech and the rise of digital banking in New Zealand, also discussed is the broader implications of government intervention in social media.
Plus, Tech news from the week including:
- New Zealand’s ‘right to repair’ movement
- Amazon’s latest Alexa updates
- Meta’s COVID-19 censorship under Biden administration
- Brazil’s first days without X
- Couple sues over AI voice cloning
Special thanks to our show partners: One NZ, 2degrees, Spark NZ, HP, and Gorilla Technology.

Home Equity Retirement, Ep 433 / Ralph Stewart
Today I’m speaking with the one and only Ralph Stewart. Ralph is the Founder and Managing Director of Lifetime Retirement Income, a business with over $1b in funds under management. He’s a former CEO of AXA Insurance and the Accident Compensation Corporation (ACC). Ralph’s a smart cookie, and he’s on a mission trying to free the equity-rich cash poor prisoners out there.
Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.
________________
The Home Buyers Blueprint: Get a better home; Get a better mortgage.
The KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!
New Wealth Foundations: Personal finance from a wealth-builder’s perspective.
Take the free, 5-part online course Crypto 101: Crypto with Confidence (In partnership with Easy Crypto)
Get Social
Check out the most watched/downloaded episodes here
Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.
Learn more about Ungaro & Co Financial Advice: www.ungaro.co.nz
________________________
Affiliate Links!
I may receive a financial benefit if you click on these links.
Sharesight: (Get 5 months free)
Revolut: Sign up and get a $15 credit.
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!
Listen to NZ Everyday Investor Podcast:

Sunny Days for Solar – Jason Foden, Rānui Generation
Solar developer Rānui Generation started ground works the Twin Rivers Solar Farm, near Kaitaia. The 31MWp project could power 6,000 households or 25,000 electric vehicles for a year – and it’s the first of four solar farms planned around the country. To talk about the project and what role solar will play in our energy future, Vincent was joined by the CEO Jason Foden.
Listen to the Podcast Here:

Self-Paying Mortgages & Engineered Money, Ep 432 / CJ Konstantinos
I know that I can’t predict the future, but I can see something coming to how our money works. A lot of people can. The signs are getting pretty obvious – there are significant changes afoot which may affect how, and if, you can access the future wealth you’re building up today.
This idea may be confronting, but at some stage, a financial authority may want more of a say in how you spend your money. If that idea bothers you, then I’d invite you to pay attention to today’s episode. Read more
Check out @cjkonstantinos on X and on YouTube for more.
Take the free, 5-part online course Crypto 101: Crypto with Confidence.
________________
The Home Buyers Blueprint: Get a better home; Get a better mortgage.
The KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!
New Wealth Foundations: Personal finance from a wealth-builder’s perspective.
Book in a free 15-min phone call with Darcy Ungaro (financial adviser)– click on this link.
Get Social
Check out the most watched/downloaded episodes here
Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.
Learn more about Ungaro & Co Financial Advice: www.ungaro.co.nz
________________________
Affiliate Links!
I may receive a financial benefit if you click on these links.
Sharesight: (Get 5 months free)
Revolut: Sign up and get a $15 credit.
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!
Listen to NZ Everyday Investor Podcast:

Andrew Young: CEO, NZ Cancer Society Auckland Northland division
Andrew Young, Chief Executive of the Cancer Society’s Auckland Northland division join’s Paul Spain to discuss his learnings over 20 years of leadership and governance in the business and charity sector. Andrew shares his journey, driven by personal loss and a commitment to reducing cancer’s impact. Listen and learn from a key New Zealand leader, plus support Daffodil Day and the fight against cancer.
Donate at Daffodil Day 2024
Listen to the Podcast Here:
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Rocket Lab’s Rise, Genetic Engineering in NZ, and AI’s Impact on Music
Join Paul Spain and Josh Webb (HYPR NZ) as they delve into the latest tech news. They celebrate Uber’s 10-year milestone in New Zealand, discuss the implications of lifting the genetic engineering ban, and examine AI’s impact on the music industry. The conversation also highlights Rocket Lab’s impressive achievements, the end of an era for Fitbit, the introduction of Direct to Cell Satellite coverage in New Zealand and more.
Special thanks to our show partners: One NZ, 2degrees, Spark NZ, HP, and Gorilla Technology.