
US Election: Should You Sell Up? Ep 441 Darcy Ungaro
When you come from nothing, the only sure-fire way to catch up to where you need to be, is to work harder than everyone else, and use leverage. If you can use other people’s money, with permission of course, and you make some correct assumptions about the future, you might be able build more, with less. Whatever the outcome, it’s more with leverage. Read more.
Book in a free 15-min phone call with Darcy Ungaro (financial adviser)– click on this link.
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Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
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Kaila Colbin – Founder and CEO at Boma and Crusaders Leadership Programme
Join Paul Spain as he sits down with Kaila Colbin, founder and CEO of Boma. Kaila shares her wealth of experience in entrepreneurship and leadership, from orchestrating impactful TEDx events to her collaboration with the Crusaders Rugby team, Kaila shares her thoughts on the balance between courage and empathy in leadership, with engaging discussions on personal growth, the practicalities of business, and fostering innovation. This episode is packed with valuable insights for aspiring entrepreneurs and leaders alike.
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You can keep current with our latest NZ Business Podcast updates via Twitter @NZ_Business, the NZ Business Podcast website.

RBNZ: The Power To Change Our Money, Ep 440 Ian Woolford
Today, I’m grateful to be speaking with Ian Woolford, the head of money and cash at the Reserve Bank of NZ.
Central Bank Digital Currency, branded as ‘digital cash’ by the RBNZ, has the potential to give the banking scene the boot up the backside we desperately need. One step further, trillions of dollars of assets migrating into the digital ecosystem (which is what CBDC’s help facilitate) will usher in the most significant changes to wealth we’ve EVER seen.
Concerns exist, absolutely, especially over the long term.
A responsible and trustworthy RBNZ is the at the base-layer of our financial system. CBDC’s have the potential to dramatically increase the power they hold. Our trust in them must therefore increase over time.
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Online courses:
The Home Buyers Blueprint: Get a better home; Get a better mortgage.
The KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!
New Wealth Foundations: Personal finance from a wealth-builder’s perspective.
Take the free, 5-part online course Crypto 101: Crypto with Confidence (In partnership with Easy Crypto)
Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.
Get Social
Check out the most watched/downloaded episodes here
Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.
Learn more about Ungaro & Co Financial Advice: www.ungaro.co.nz
________________________
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I may receive a financial benefit if you click on these links.
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Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
Listen to NZ Everyday Investor Podcast:

Starship, Tesla Robotaxi, Satellite to Cell and Quantum Computing Breakthroughs
Hear from Paul Spain and Keith Patton (Vivara) as they discuss the latest tech news, including:
- One NZ’s Starlink’s satellite-to-mobile SMS service testing
- NZ Government’s Identity Check facial recognition system
- Tesla’s Robotaxi and Robovan plans
- Breakthroughs in Quantum computing by Chinese scientists
- SpaceX’s innovative rocket-catching technology
Plus a look at Vivara personalised wellness guidance
Special thanks to our show partners: One NZ, 2degrees, Spark NZ, HP, and Gorilla Technology.

Clean sweep: loo roll goes geothermal – Mark Stevens, Essity
You probably know Essity more what’s in your house: Purex and Sorbent in your loo and Handee towels in your kitchen. You may also know that this tissue is produced in a mill in Kawerau, central North Island, across the road from the old Tasman Pulp & Paper mill. Perhaps what you didn’t know is that by the end of this year, the Essity mill will have ditched gas to run almost all on renewable geothermal steam. This shift will reduce the mill’s carbon footprint by 66% compared to 2009, cutting emissions equivalent to taking over 2,200 cars off the road.
Listen to the Podcast Here:

Consultants, Central Banks, & Money, Ep 439 / Jodie Bruning
We’re so optimised for facts, that we’ve forgotten about meaning. The inability to hold a contrarian view may cause side effects like blindness, or extremist views like believing in a flat earth or that you can trust the government.
Check out research paper here.
______________________
Online courses:
The Home Buyers Blueprint: Get a better home; Get a better mortgage.
The KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!
New Wealth Foundations: Personal finance from a wealth-builder’s perspective.
Take the free, 5-part online course Crypto 101: Crypto with Confidence (In partnership with Easy Crypto)
Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.
Get Social
Check out the most watched/downloaded episodes here
Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.
Learn more about Ungaro & Co Financial Advice: www.ungaro.co.nz
________________________
Affiliate Links!
I may receive a financial benefit if you click on these links.
Sharesight: (Get 5 months free)
Revolut: Sign up and get a $15 credit.
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
Listen to NZ Everyday Investor Podcast:

A natural at business – Helen Paul Smith, Oku
Few businesses have figured out how to make Aotearoa’s native bush ‘pay’. Helen Paul Smith husband Scott have patiently created a health and beauty brand, Oku, entirely from native extracts and bioactives. Reinvesting the profits into regenerating ngahere in the Waikato, Oku is an inspirational story of business done right.
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It’s About “The Money” Ep 438 / Mikey Smith
Today, I’m talking with fellow financial adviser and CEO of Guardian Smith Mortgages, and co-host of the Keep The Change podcast – Mikey Smith. We’re talking about money, how property wealth is actually created, and how central banks of the world are on a mission further digitise the money we use. Read more
______________________
Online courses:
The Home Buyers Blueprint: Get a better home; Get a better mortgage.
The KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!
New Wealth Foundations: Personal finance from a wealth-builder’s perspective.
Take the free, 5-part online course Crypto 101: Crypto with Confidence (In partnership with Easy Crypto)
Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.
Get Social
Check out the most watched/downloaded episodes here
Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.
Learn more about Ungaro & Co Financial Advice: www.ungaro.co.nz
________________________
Affiliate Links!
I may receive a financial benefit if you click on these links.
Sharesight: (Get 5 months free)
Revolut: Sign up and get a $15 credit.
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
Listen to NZ Everyday Investor Podcast:

Mark Powell: Leadership, Logistics, and Life
Host Paul Spain sits down with seasoned business leader Mark Powell to delve into an inspiring journey of leadership, resilience, and transformation. Mark shares invaluable lessons from the frontline to the CEO’s desk. Discover how he navigated the complexities of unionized environments, spearheaded significant operational turnarounds, and adapted strategies to fit diverse market contexts. Mark’s reflections on servant leadership, work-life balance, and the importance of continuous learning provide a treasure trove of wisdom not just for aspiring leaders but for anyone striving to make an impact.
Listen to the Podcast Here:
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Paul Spain – CEO, Business & Tech Commentator, Futurist
You can keep current with our latest NZ Business Podcast updates via Twitter @NZ_Business, the NZ Business Podcast website.

A Property Boom, Interrupted? Ep 437 / Kieran Trass
Those with too much, or too little testosterone may wish to quibble about the exact lengths of a property cycle, but the relevant thing is that the property cycle is slower than other asset classes. This affords the everyday investor an opportunity to jump on board at more optimal times than others. Should you factor this into your decisions when buying or selling property?
Today I’m talking with Kieran Trass who is the author, and perfecter, of what could arguably be called the property owners bible.
His book, ‘Grow Richer with the Property Cycle,’ concentrates his expertise into a guide that every first home buyer, investor, or upgrader should reference regularly.
Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.
______________________
Online courses:
The Home Buyers Blueprint: Get a better home; Get a better mortgage.
The KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!
New Wealth Foundations: Personal finance from a wealth-builder’s perspective.
Take the free, 5-part online course Crypto 101: Crypto with Confidence (In partnership with Easy Crypto)
Get Social
Check out the most watched/downloaded episodes here
Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.
Learn more about Ungaro & Co Financial Advice: www.ungaro.co.nz
________________________
Affiliate Links!
I may receive a financial benefit if you click on these links.
Sharesight: (Get 5 months free)
Revolut: Sign up and get a $15 credit.
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
Listen to NZ Everyday Investor Podcast:

The end of Intel? AI in schools, Tourism + iPhone 16 hands on
Hear host Paul Spain and Jo Hilson, Chief Technology Officer of Tourism Holdings, as they discuss the latest tech news, including NZ police unauthorised access to facial recognition sites, Sparks TransGo partnership with Transpower, Teachers concerns on AI usage, Te Whatu Ora’s digital upgrade, Qualcomm considers Intel takeover, Apple news and hands on review of Google TV streamer 4K and iPhone 16 Pro Max.
Plus, a look at technology integration and innovation at Tourism Holdings and more.
Special thanks to our show partners: One NZ, 2degrees, Spark NZ, HP, and Gorilla Technology.

Property Development: The More Active Approach, Ep 436 / John Kenel
Property development can take many forms, such as subdivisions, renovations, and speculative building. While I have much to learn in this space, I invite you to join me on this journey and starting by checking out this conversation John Kenel. Read more.
______________________
Online courses:
The Home Buyers Blueprint: Get a better home; Get a better mortgage.
The KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!
New Wealth Foundations: Personal finance from a wealth-builder’s perspective.
Take the free, 5-part online course Crypto 101: Crypto with Confidence (In partnership with Easy Crypto)
Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.
Get Social
Check out the most watched/downloaded episodes here
Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.
Learn more about Ungaro & Co Financial Advice: www.ungaro.co.nz
________________________
Affiliate Links!
I may receive a financial benefit if you click on these links.
Sharesight: (Get 5 months free)
Revolut: Sign up and get a $15 credit.
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
Listen to NZ Everyday Investor Podcast: