
Exploring the NZ Hi-Tech Awards with Marian Johnson
Marian Johnson joins host Paul Spain, and shares her journey within New Zealand’s tech sector, including her role as the former chief executive of Ministry of Awesome, and her current roles as Founder and CEO of CareerWise and chair for Electrify Aotearoa Women Founder Programmes and the NZ Hi-Tech Trust. Together they discuss the significance of the NZ Hi-Tech Awards and its role in highlighting and celebrating the country’s innovative tech achievements. They explore the importance of fostering diversity, attracting global talent, and the necessity of governmental, immigration and educational policies to further enhance the NZ Tech ecosystem. Tune in to discover the inspiring stories and exciting developments shaping the future of technology in New Zealand.
Special thanks to our show partners: One NZ, 2degrees, Spark NZ, HP, and Gorilla Technology.

Generational Wealth: Where To Start, Ep 453 Darcy Ungaro
According to some research known as the Williams Group Study, 3,250 families were observed over 25 years: 70% of family wealth was lost by the second generation and 90% by the third generation. Read more.
Book in a free 15-min phone call with Darcy Ungaro (financial adviser).
Sign up to the fortnightly newsletter!
New Wealth Foundations: Personal finance from a wealth-builder’s perspective.
______________________
Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.
Affiliate Links*!
The Bitcoin Adviser: Plan for intergenerational digital wealth.
Hatch: For US markets.
Sharesies: For local, and international markets.
Easy Crypto: To buy and sell digital assets.
Sharesight: For tracking and reporting on your portfolio
Exodus: Get rewards on your first $2,500 of swaps
Revolut: For a new type of banking.
*Some links create a financial benefit.
Online courses:
The Home Buyers Blueprint: Get a better home; Get a better mortgage.
The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!
Take the free, 5-part online course Crypto 101: Crypto with Confidence
Get Social:
Check out the most watched/downloaded episodes here
Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.
________________________
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
________________________
Listen to NZ Everyday Investor Podcast:

Future of Food 05: Climate change. The threats and opportunity in climate change

Meta’s AI backlash, CES 2025 and Connectivity Explored
Join Josh Webb (Hypr NZ) and host Paul Spain as they delve into cybersecurity concerns following the alleged hacking incident on the U.S. Treasury. They explore key trends from CES 2025 including autonomous systems, innovative robotics and AI virtual training, and discuss New Zealand’s pioneering geothermal projects. The episode also covers Northland internet outage and the impact of emerging satellite technology on rural connectivity, the impending U.S. TikTok ban, and Meta’s controversial AI-generated personas and shift to a community-based moderation model and more.
Special thanks to our show partners: One NZ, 2degrees, Spark NZ, HP, and Gorilla Technology.

Mindset: When Money Becomes Master, Ep 452 Darcy Ungaro
Book in a free 15-min phone call with Darcy Ungaro (financial adviser).
Sign up to the fortnightly newsletter!
Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.
______________________
Affiliate Links*!
The Bitcoin Adviser: Plan for intergenerational digital wealth.
Hatch: For US markets.
Sharesies: For local, and international markets.
Easy Crypto: To buy and sell digital assets.
Sharesight: For tracking and reporting on your portfolio
Exodus: Get rewards on your first $2,500 of swaps
Revolut: For a new type of banking.
*Some links create a financial benefit.
Online courses:
The Home Buyers Blueprint: Get a better home; Get a better mortgage.
The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!
New Wealth Foundations: Personal finance from a wealth-builder’s perspective.
Take the free, 5-part online course Crypto 101: Crypto with Confidence
Get Social:
Check out the most watched/downloaded episodes here
Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.
________________________
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
________________________
Listen to NZ Everyday Investor Podcast:

Future of Food 04: Emerging proteins. Will new and novel proteins eat New Zealand’s conventional lunch? Or is there room for both traditional and new and novel proteins?
New and novel proteins could threaten New Zealand’s traditional strengths in dairy, red meat and seafood. Predicted to be lower in emissions, lighter on water and land, cruelty-free and at industrial scale, new and novel proteins may become the first choice in a climate-constrained world. Can we adapt?
Listen to the Podcast Here:

Exploring New Zealand’s Fintech Future with Adrian Smith
Join Paul Spain and BlinkPay‘s CEO, Adrian Smith, as they delve into the rapidly changing landscape of digital banking and fintech in New Zealand. Discover BlinkPay’s innovative strategies, their collaboration with the Bank of New Zealand, and their approach to modern financial solutions. The podcast also addresses crucial issues like fraud prevention and customer data control, offering listeners an intricate look into the world of fintech.
Special thanks to our show partners: One NZ, 2degrees, Spark NZ, HP, and Gorilla Technology.

Is Balance Better Than Diversification? Ep 451 Darcy Ungaro
When you’re trading your time for money, concentrating your investments can make sense. But come retirement, diversification helps manage the risk of losing what you’ve already built.
Concentration can lead to big wins or big losses – but sometimes, it’s more luck than skill at play. Read more.
Book in a free 15-min phone call with Darcy Ungaro (financial adviser).
Sign up to the fortnightly newsletter!
Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.
______________________
Affiliate Links*!
The Bitcoin Adviser: Plan for intergenerational digital wealth.
Hatch: For US markets.
Sharesies: For local, and international markets.
Easy Crypto: To buy and sell digital assets.
Sharesight: For tracking and reporting on your portfolio
Exodus: Get rewards on your first $2,500 of swaps
Revolut: For a new type of banking.
*Some links create a financial benefit.
Online courses:
The Home Buyers Blueprint: Get a better home; Get a better mortgage.
The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!
New Wealth Foundations: Personal finance from a wealth-builder’s perspective.
Take the free, 5-part online course Crypto 101: Crypto with Confidence
Get Social:
Check out the most watched/downloaded episodes here
Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.
________________________
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
________________________
Listen to NZ Everyday Investor Podcast:

Future of Food 03: Riches in niches. How well is the New Zealand food sector innovating to meet global demand?
An explosion in the number of small food brands in the last 20 years hints at where New Zealand’s future food opportunities exist: in global niches. New Zealand’s strength in co-ops and single-desk trading gave this tiny country global clout in commodities. But with consumer demand fracturing along almost individual lines – and combined with ever-improving innovation and rapid manufacturing – can we rely on our historic strengths to flourish? Are we investing in the right skills and products to dominate the niches?
Listen to the Podcast Here:

How To Beat Currency Debasement, Ep 450 Rajat Soni
Special thank you to Rajat Soni – if you like his style, be sure to check out @rajatsonifinance on YouTube.
Having an allocation to Bitcoin, or at least gold is really important. This isn’t about picking the next big thing, it’s about accumulating wealth outside of a system which is programmatically in decline.
So, this all brings me to today’s guest. Rajat Soni. Rajat is a CFA Charterholder who posts regularly about Bitcoin on X – so much so in fact, he recently got in trouble with the CFA institute. This is when he hit my radar, and when I decided to get him on the podcast.
Book in a free 15-min phone call with Darcy Ungaro (financial adviser).
Sign up to the fortnightly newsletter!
Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.
Take the free, 5-part online course Crypto 101: Crypto with Confidence
______________________
Affiliate Links*!
The Bitcoin Adviser: Plan for intergenerational digital wealth.
Hatch: For US markets.
Sharesies: For local, and international markets.
Easy Crypto: To buy and sell digital assets.
Sharesight: For tracking and reporting on your portfolio
Exodus: Get rewards on your first $2,500 of swaps
Revolut: For a new type of banking.
*Some links create a financial benefit.
Online courses:
The Home Buyers Blueprint: Get a better home; Get a better mortgage.
The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!
New Wealth Foundations: Personal finance from a wealth-builder’s perspective.
Get Social:
Check out the most watched/downloaded episodes here
Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.
________________________
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
________________________
Listen to NZ Everyday Investor Podcast:

Grant Lynch – Co-Founder and Managing Director of Unlimited Potential Real Estate
Join host Paul Spain and Grant Lynch, Managing Director of Unlimited Potential Real Estate, as Grant shares his journey from his roots in West Auckland, navigating the challenges of the real estate sector to stepping out and co-founding UP Real Estate with Barry Thom. Discover how Grants personal values, and an unwavering commitment to authenticity played pivotal roles in his entrepreneurial success.
Don’t miss this opportunity to glean valuable lessons on leadership, innovation, and personal fulfilment from Grant’s narrative of resilience, strategic growth, and gratitude.
Listen to the Podcast Here:
Gorilla Technology
Paul Spain – LinkedIn
Paul Spain – CEO, Business & Tech Commentator, Futurist
You can keep current with our latest NZ Business Podcast updates via Twitter @NZ_Business, the NZ Business Podcast website.
